Why Buy Long Term Care Insurance?

You and I both know you should have it.  What stops most people are the following concerns: If I never use it, all that premium money will have been wasted.  To answer that concern, insurance companies developed hybrid life/long term care policies that  make sure...

Is Life Insurance a Good Investment?

Life insurance provides a good SUPPLEMENT to retirement income.  Anyone who tells you it is the best choice to fund your entire retirement has greed in his eyes. Permanent life insurance has taxation benefits. Nothing else has, except a ROTH IRA. However, the ROTH...