by Art Rossetti | Feb 19, 2021 | Life Insurance
Do you want life insurance but are afraid you don’t qualify? There is a way you can find out without any financial obligation and no record of your inquiry being made to the Medical Information Bureau, which tracks such things. Impaired Risk underwriting is more...
by Art Rossetti | Feb 12, 2021 | Health Insurance, Life Insurance
If you have been debating getting life insurance, now is the time for a variety of reasons, some good, some bad. Here are the good reasons first… > Almost all insurance companies are not asking for physical exams on applications for less than $1 million,...
by Art Rossetti | Jan 15, 2021 | Annuities, Life Insurance, Long Term Care
It depends entirely on your goals and attitudes. The person comfortable with an annuity wants guarantees. The principal is guaranteed and so is the income it will generate. If you’re in an annuity, it doesn’t matter one bit what the stock...
by Art Rossetti | Jan 2, 2021 | Life Insurance, Long Term Care
You and I both know you should have it. What stops most people are the following concerns: If I never use it, all that premium money will have been wasted. To answer that concern, insurance companies developed hybrid life/long term care policies that make sure...
by Art Rossetti | Dec 12, 2020 | Life Insurance
If your health is in decline, yes, they are. But be aware…..I don’t care who is selling them, whether it’s Alex Trebec or Snoopy or any one of the 100 other ones you see advertised on TV, they all have one thing in common. After 8 or 9 years, you will have...
by Art Rossetti | Dec 11, 2020 | Life Insurance
Life insurance provides a good SUPPLEMENT to retirement income. Anyone who tells you it is the best choice to fund your entire retirement has greed in his eyes. Permanent life insurance has taxation benefits. Nothing else has, except a ROTH IRA. However, the ROTH...
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