by Art Rossetti | Feb 12, 2021 | Health Insurance, Life Insurance
If you have been debating getting life insurance, now is the time for a variety of reasons, some good, some bad. Here are the good reasons first… > Almost all insurance companies are not asking for physical exams on applications for less than $1 million,...
by Art Rossetti | Dec 29, 2020 | Health Insurance
If you already have a plan, the premium differences are so small between the few companies that will even sell Small Business Group Plans in California right now, it’s not worth the making the effort to change. I’d love to become your broker and show you some other...
by Art Rossetti | Dec 22, 2020 | Health Insurance
Individual Health plans… Once again, I try to find the most economical way to go for YOU. What’s best for you is not necessarily the best for your brother-in-law. Faith-Based Cost Sharing Plans are about half the price of standard health...
by Art Rossetti | Dec 19, 2020 | Health Insurance
It depends. Here are the pros and cons: Medicare Supplements, also known as MediGap Plans, require you to pay a premium. They do not cover prescriptions, so you would need to purchase separate insurance for that, called Plan D. Medicare Advantage...
by Art Rossetti | Dec 15, 2020 | Health Insurance
Yes, you do! Medicare pays only 80% of the covered expenses. That’s not so bad, when you have to pay 20% of a $100 office visit charge. However, if you’re like my friend, Dan the Roofer, who took a fall and discovered shoulder surgery cost over $90,000,...
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